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Term Life
Insurance

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The insurance offers life insurance coverage and other benefits to all individuals protected under the policy in the event of accidental death.

Term Life Insurance Coverage

  • Accidental death

  • Chronic illness that renders the policyholder unable to work

Most common exclusions

  • Insured survives the policy term

  • Errors in the claim application

  • Death due to a pre-existing condition

  • Lapsed policy

  • Death due to war or war-like activities

  • Misrepresentation or fraud during sign up

  • Suicide

  • Death due to sexually transmitted diseases, drug or alcohol abuse

  • Death during childbirth, pregnancy, or other related complications

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